Terms for a coach-led planning tool.

Agreement and eligibility

These terms govern access to the Nulvify website, founding-coach pilot, and service. By creating an account, accepting a pilot invitation, or using the service, you agree to these terms. If you use Nulvify for a practice or organization, you confirm that you can bind that organization.

You must be legally able to enter a contract and use the service in compliance with applicable law and professional obligations. The service is not intended for children.

Educational software; coach responsibility

Nulvify is educational planning and workflow software. It calculates and presents scenarios from information and assumptions entered by users. Nulvify is not a financial adviser, credit counsellor, lender, law firm, tax adviser, credit-repair organization, or fiduciary, and it does not provide financial, legal, tax, credit, or investment advice.

Coaches are responsible for reviewing the source information, assumptions, calculations, suitability, wording, and priority actions before approving or sharing a plan. Clients and coaches remain responsible for their decisions. No payoff date, interest amount, savings figure, credit outcome, or other result is guaranteed.

Accounts and workspace access

Keep account credentials secure, use accurate registration information, and notify us promptly of suspected misuse. Workspace owners are responsible for inviting appropriate users, assigning roles, and removing access when it is no longer needed.

You may access only information and workspaces you are authorized to use. You must not share access in a way that bypasses account controls or attempt to access another practice’s data.

Customer and client data

As between you and Nulvify, you retain rights in information you submit. You give Nulvify permission to host, process, copy, and display that information only as needed to provide, secure, support, and improve the service and meet legal obligations.

You are responsible for having a lawful basis and any required client notices or permissions before entering client information. Do not enter bank credentials, government identification numbers, full payment-card numbers, full financial account numbers, or information you are not authorized to use.

Acceptable use

You must not use Nulvify to break the law; mislead or exploit a client; impersonate another person; upload malicious code; probe or bypass security; scrape the service; interfere with availability; reverse engineer restricted parts of the service except where law allows; or use outputs as guaranteed, regulated, or individualized advice without appropriate professional review.

We may investigate suspected misuse and suspend access where reasonably necessary to protect people, data, or the service.

Pilot status and service changes

The founding-coach service is an early pilot. Features may be incomplete, change, pause, or be removed as we learn from real workflows. We will try to communicate material changes, but we do not promise uninterrupted access or that every proposed feature will be delivered.

Public previews use synthetic data and illustrate intended product behaviour. They are not evidence of client outcomes, product adoption, or future availability.

Fees, pilot period, and cancellation

Accepted founding coaches may receive an assisted first case and a 14-day pilot, followed by the monthly price shown at checkout or in the accepted offer. Taxes may be added where required. Unless stated otherwise, subscriptions renew monthly until cancelled.

You may cancel future renewal through the available billing controls or by contacting us. Fees already charged are non-refundable except where the law requires otherwise or we agree in writing. We may change prices prospectively with notice; an accepted founding-price commitment will be governed by the specific offer provided.

Nulvify materials and feedback

Nulvify and its licensors own the service, software, branding, templates, and documentation, excluding customer data. We grant you a limited, revocable, non-transferable right to use the service during an active pilot or subscription for your internal coaching work.

If you provide feedback, you allow us to use it without restriction or payment. We will not identify you publicly as a customer or use a client story, logo, or testimonial without permission.

Disclaimers and limits of liability

To the extent permitted by law, the service is provided “as is” and “as available.” We disclaim implied warranties, including merchantability, fitness for a particular purpose, non-infringement, and accuracy of results. You are responsible for reviewing outputs and maintaining appropriate records and backups.

To the extent permitted by law, Nulvify will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages; lost profits, revenue, goodwill, or data; client decisions; lender actions; or financial outcomes. Nulvify’s aggregate liability relating to the service will not exceed the fees you paid for the service in the three months before the event giving rise to the claim. Some jurisdictions do not allow certain exclusions, so these limits may not fully apply.

Termination, governing law, and contact

You may stop using the service at any time. We may suspend or terminate access for non-payment, material breach, legal requirements, security risk, or discontinuation of the pilot. Provisions that should reasonably survive—such as ownership, disclaimers, liability limits, and payment obligations—will survive termination.

These terms are governed by the laws of British Columbia and the federal laws of Canada applicable there, without regard to conflict-of-law rules. Courts located in British Columbia will have exclusive jurisdiction, except where consumer law requires otherwise.

Questions can be sent to hello@nulvify.app. Read the Privacy policy for information-handling details.