Founding coach pilot now forming

Debt payoff planning software for financial coaches.

Turn client debt and changing income into a clear, coach-approved plan. Track progress between sessions without maintaining spreadsheets.

Become a founding coach See the workflow

An assisted first case, a 14-day pilot, and one straightforward founding plan. You remain responsible for reviewing and approving the plan.

Northstar Coaching · Preview

Synthetic data

Client plan

Casey Morgan

Updated after an income change · Aug 8, 2026

Coach review needed

Current debt$36,450

Monthly plan$1,365

Payoff rangeJun–Nov ’28

Plan statusDraft

Review the updated income assumption. The client entered a $350 monthly decrease. Nothing changes for the client until the coach approves a new version.

Working scenario

Steady income · avalanche order

Recommended draft

Coach-first by designCalculations create an editable draft—not an automatic recommendation.

Honest scenario rangesShow how assumptions change timing without promising an exact outcome.

Less sensitive intakeNo bank logins, government IDs, or full account and card numbers requested.

One working ledger

From client intake to an approved plan—without rebuilding the spreadsheet.

Nulvify keeps the calculation work, coach judgment, client-facing plan, and progress record connected.

Collect the right inputs

Give clients a guided intake for debts, monthly cash flow, and planning assumptions—without requesting bank credentials or full account numbers.

Review clear scenarios

Compare a recommended working draft with tight-month and extra-income alternatives. See what changed and where judgment is still needed.

Approve what they see

Edit the order, assumptions, actions, and coach note. A client sees only the version you explicitly approve.

Track between sessions

Keep milestones and changes in one workspace so the next conversation starts with context, not spreadsheet repair.

Walk through each step

Your judgment stays visible

A draft to review, not a black box to defend.

The software handles repeatable calculation work. You decide whether the assumptions are reasonable, which scenario fits, and what the client should do next.

See the source inputs and assumptions behind each version.
Edit priorities, monthly amounts, scenario names, and coach notes.
Hold a draft when information is missing or a result needs discussion.
Approve a specific version before it becomes client-facing.

Version 3 · Draft

Coach approval checklist

1 item open

Debt balances and rates checked

Monthly plan is sustainable

Priority actions written in plain language

Income decrease discussed with client

The client still sees the previously approved version until this review is complete.

Coach-approved plan

Casey’s next 90 days

Approved

Monthly plan: $1,365
Payoff range: Jun–Nov ’28

Keep a $1,500 starter reserve untouched.
Direct the planned extra payment to the everyday card.
Check in after the next two variable-income pay periods.

Educational planning example. Results depend on the entered data, assumptions, and actual payments; they are not guaranteed.

A client-ready handoff

Show the plan, the range, and the next action.

A useful report does more than name a payoff date. It records the working scenario, debt order, priority actions, milestones, warnings, method, and your coach note.

Read the synthetic report Open product preview

Built for an accountable pilot

No invented client wins. No pretend automation.

Nulvify is in a founding-coach stage. The dashboard and report shown here use clearly labelled synthetic data; the pilot is where we validate the real workflow with practitioners.

Privacy before polish

Collect only what the workflow needs, separate practices, and keep public analytics free of financial details.

Assisted first case

Work through one case together so setup friction and unclear outputs surface early.

Direct feedback loop

Judge value by saved preparation time, plan clarity, client follow-through, and willingness to keep paying.

Founding coach program

Bring one real case. We’ll build the first plan with you.

Founding coaches get an assisted first case, a short pilot, and a direct line into the product decisions that matter in practice.

Apply for the pilot View pricing

Debt payoff planning software for financial coaches.

Turn client debt and changing income into a clear, coach-approved plan. Track progress between sessions without maintaining spreadsheets.

An assisted first case, a 14-day pilot, and one straightforward founding plan. You remain responsible for reviewing and approving the plan.

A draft to review, not a black box to defend.

The software handles repeatable calculation work. You decide whether the assumptions are reasonable, which scenario fits, and what the client should do next.

See the source inputs and assumptions behind each version.

Edit priorities, monthly amounts, scenario names, and coach notes.

Hold a draft when information is missing or a result needs discussion.

Approve a specific version before it becomes client-facing.